Berlin gets it right: Smarter capital management
Berlin, February, 23 2026 - Financial decisions are best made with a clear head, not a leap of faith. Those who rely on data and facts know exactly what they’re working with. And while this principle holds true in everyday life, it’s even more critical in business. That’s where Berlin-based fintech re:cap Technologies GmbH comes in. With its proprietary platform Capital OS, re:cap unites three core pillars of modern finance – analysis, forecasting, and funding – into one powerful solution. Here, companies gain access to flexible financing models designed specifically for growth-oriented technology and service providers. Instead of relying on traditional loans or venture capital, re:cap offers a revenue-based financing approach: businesses can leverage a share of their future revenues as capital and receive immediate payouts – without giving up equity.
re:cap puts trust in hard data: through seamless API integrations, its platform continuously tracks key financial metrics, bookings, and recurring revenues. From these insights, the team develops transparent scorecards that assess creditworthiness and financing options – giving companies the clarity to act fast, spot weaknesses in their business models, and seize growth opportunities with confidence.
Founded in 2021 by Jonas Tebbe and Paul Becker – who had already co-founded the digital wealth manager LIQID – the company later expanded its leadership with CTO Arne Zeising, bringing deep expertise in software engineering and tech entrepreneurship to the table. Today, re:cap employs more than 55 people, has provided over €100 million in external financing, and processed more than €20 billion in transaction volume through its platform. The mission is ambitious yet clear: to empower businesses to make smarter, data-driven capital decisions – and, in doing so, to strengthen sustainable growth across Europe’s digital economy.
On its path to becoming a trusted partner for capital management and financing, re:cap has also been accompanied by Berlin Partner. The city’s economic development agency supported the fintech not only in establishing itself in Berlin, but also in scaling its business model, expanding operations, and building partnerships to drive innovation forward. The results speak for themselves: re:cap has already deployed financing volumes in the high double-digit millions. Its investor base includes Entrée Capital, Felix Capital, Project A, and Abu Dhabi–based Mubadala Capital.
From its headquarters in Berlin-Mitte, re:cap works hand in hand with its clients to address the key questions of corporate finance: Where does the business stand? What does it need? And how can it continue to grow? At the center of its approach is Capital OS – what re:cap calls the “control hub for capital.” The platform combines finance with transparency and oversight, giving companies a powerful tool to navigate their capital cycle. For businesses ready to explore new ways of financing growth and harness the power of data-driven technology, re:cap offers the perfect partner – whether at its Berlin-Mitte offices or online.
